Terms of Use

Welcome to Ledge Inc.! These Terms of Use govern your access to and use of our website (ledgeinc.com) and any products or services offered by Ledge Inc. By accessing or using our website or any of our products or services, you agree to abide by these Terms of Use. If you do not agree to these terms, please do not access or use our website or services.

1. Use of Website:

1.1 Permitted Use: You may use our website and services for lawful purposes only. You agree not to use our website for any illegal or unauthorized purpose, or in any manner that violates these Terms of Use.

1.2 User Accounts: Some features of our website or services may require you to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

1.3 Prohibited Activities: You agree not to engage in any of the following prohibited activities:

Violating any applicable laws or regulations.
Impersonating any person or entity or falsely stating or otherwise misrepresenting your affiliation with a person or entity.
Interfering with or disrupting the operation of our website or services.
Uploading or transmitting viruses or other malicious code.
Attempting to gain unauthorized access to any portion of our website or services.

2. Intellectual Property:

2.1 Ownership: All content, trademarks, logos, and other intellectual property rights on our website and services are the property of Ledge Inc. or its licensors. You may not use, reproduce, or distribute any content from our website without our prior written consent.

2.2 User Content: By submitting any content (such as comments, reviews, or suggestions) to our website or services, you grant Ledge Inc. a non-exclusive, royalty-free, worldwide, perpetual, and irrevocable license to use, modify, reproduce, distribute, and display such content for any purpose.

3. Disclaimer of Warranties:

3.1 As Is Basis: Our website and services are provided on an “as is” and “as available” basis without any warranties of any kind, whether express or implied. Ledge Inc. disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

3.2 Accuracy of Information: We make no representations or warranties regarding the accuracy, completeness, or reliability of any information provided on our website or through our services.

4. Limitation of Liability:

4.1 Indirect Damages: In no event shall Ledge Inc. be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

4.2 Total Liability: Our total liability to you for any claims arising out of or related to these Terms of Use or your use of our website or services shall not exceed the amount paid by you, if any, for accessing or using our services.

5. Indemnification:

You agree to indemnify and hold harmless Ledge Inc., its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with your use of our website or services or your violation of these Terms of Use.

6. Governing Law:

These Terms of Use shall be governed by and construed in accordance with the laws of The Commonwealth of Pennsylvania. Any disputes arising out of or related to these Terms of Use shall be subject to the exclusive jurisdiction of the courts located in The Commonwealth of Pennsylvania.

7. Changes to Terms:

We reserve the right to modify or replace these Terms of Use at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website or services after any such changes constitutes your acceptance of the modified terms.

Effective Date:

These Terms of Use are effective as of March 1, 2024.